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Mercedes-Benz Finance Specials

If you’ve found a new Mercedes-Benz that you can’t wait to drive around Irvine, then the next step is to review our offers for Mercedes-Benz finance rates. We’ll not only help you get the best offer for your Mercedes-Benz, but we’ll also make sure that your auto interest rates are explained in detail. That way, you can feel absolutely confident in the final decision you make. Let us help you secure your Mercedes-Benz at an excellent rate.

  • Payment Deferral Program

    Payment Deferral Program

    Defer Your 1st Payment for 90 days when you purchase a New, Pre-Owned or Certified-Pre-Owned Mercedes-Benz.

    Offer expires: 02/28/2025

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    90-Day First-Payment Deferral Program is available only to qualified customers through Mercedes-Benz Financial Services (MBFS) at participating dealers through February 28, 2025. Not everyone will qualify. Eligible credit A1-T2. Subject to MBFS credit approval. Eligible customers have the option to defer their first payment 90 days on qualifying First Class Financing Retail Installment Contracts for new Mercedes-Benz vehicles with a maximum 72 month finance term (75 months, including 90 day deferral period.) through MBFS. Finance charges begin to accrue on the contract origination date and are the customer’s contractual responsibility as part of their monthly payments. Excludes Walkaway Balloon Financing contracts, Non-Walkaway Balloon Financing contracts, Van Fleet Specials and leases. Certain exclusions apply. Please see dealer for more information.

  • Lease Return Bonus

    Lease Return Bonus

    We will pay you $500 for your lease return or $1,000 for your trade-in

    Offer expires: 02/28/2025

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    *Valid upon the purchase of your lease return. Eligible leases will receive an inspection report by MBFS, a completion of lease return receipt by Fletcher Jones Motorcars and $500 which will be sent by check in the mail within 10 business days. Customer is responsible for any excess mileage, wear & use, and applicable turn-in fees through financed bank. All Mercedes-Benz Financial Services leases qualify. Lease return does not imply commitment to pay any remaining payments on existing lease term. This offer must be mentioned at time of inspection. Receive $1,000 towards the value of your vehicle when you trade-in your Mercedes-Benz. Excludes previous trade-in/offers. No cash value. Offers valid only at Fletcher Jones Motorcars. Offers excludes E-Class models. Certain exclusions may apply. See dealer for complete details. Expires February 28th, 2025.

  • Certified Pre-Owned Finance Rates

    Certified Pre-Owned Finance Rates

    Rates as low as 3.49% for up to 72 months

    Applies to select 2021, 2022, and 2023 models.

    Offer expires: 02/28/2025

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    Special 3.49% APR financing for 72 months applies to Mercedes-Benz Model Years 2022 and 2023 Certified Pre-Owned (“CPO”) EQB and EQS, Model Year 2023 EQE. Special 4.24% APR financing for 36 months applies to Mercedes-Benz Model Years 2021, 2022 and 2023 Certified Pre-Owned (“CPO”) C-Class, E-Class and GLC. Special Rates excludes AMG® and Maybach models. Qualified customers only. Not everyone will qualify. Excludes leases and balloon contracts. Available only at participating authorized Mercedes-Benz dealers through Mercedes-Benz Financial Services (“MBFS”). Subject to credit approval by MBFS. Must take delivery of vehicle between Feb 1, 2025-Feb 28, 2025. Rate applies only to Mercedes-Benz CPO model vehicles listed. See your authorized Mercedes-Benz dealer for complete details on this and other finance offers.

  • Mercedes-Benz Incentive Bonus

    Mercedes-Benz Incentive Bonus

    Receive up to $20,000 in Incentives towards select New Mercedes-Benz vehicles

    Offer expires: 02/28/2025

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    *Incentive Bonus:
    Model Year 2024
    S 580 Maybach, S 680 Maybach, SL 63 Roadster SL 63 S E Performance: $20,000
    SL 55 Roadster, GT 63 2 Door, GT 63 4-Door: $15,000
    SL 43 Roadster, GLE 63 S SUV, GT 53 4-door, GT 55 2-door: $10,000
    S 580 and S 580e: $7,500
    C 43, C 63 S E Performance: $7,000
    GLS 450, GLS 580, GLC 43 SUV, GT 43 4-door, GLE 53 SUV: $5,000
    C 300 and C 300 4MATIC® Sedan: $2,500
    S 500, GLC 300 SUV, GLC 300 4MATIC® SUV, GLE 450 SUV, GLE 580 SUV: $2,500
    GLC 43 Coupe: $2,000
    Certain exclusions may apply. See dealer for details.

    Model Year 2025
    C-Class Sedan: $2,500
    CLA, CLE-Coupe, CLE-Cabriolet, GLA and GLB: $2,000
    GLS 450, GLS 580 and AMG® GLS 63: $1,000

  • Star Loyalty Bonus Program

    Star Loyalty Bonus Program

    Receive up to a $20,000 Loyalty Bonus toward the lease or purchase of select new 2024 and 2025 Mercedes-Benz vehicles

    Offer expires: 02/28/2025

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    Eligible customers must have an active qualified MBFS Maturing Lease or Lease Extension Account with a maturity date between December 17, 2024 and September 30, 2025. New finance/lease documentation must reflect the same customer name and/or address as the old lease agreement. Offer is not transferrable. Business accounts are eligible for this program. Guest must purchase or lease one of the following new 2024 or 2025 Mercedes-Benz vehicles. Bonus Amounts: CLA/GLA/GLB ($1,000 Bonus), C-Sedan/GLC/EQB/CLE Coupe or Cab ($2,000 Bonus), E-Class/GLE/GLS/EQE Sedan or SUV ($3,000), S-Sedan/EQS Sedan or SUV ($5,000 Bonus), Maybach Model ($20,000). Must take delivery between February. 1, 2025 – February 25, 2025. All credit tiers, based on MBFS approval. Customers are not pre-approved and are subject to MBFS credit approval. Offer not available for cash purchases. Program may be used in conjunction with Mercedes Incentive Bonus, Loyalty Accelerator Program, Affinity Program, Preferred Employer Program, Single Pay Lease, GAP Certificates, Lease Bonus Cashion, Special Lease Rates and Special Retail Rates . Certain exclusions apply. Not valid on previous leases or purchases. No cash value.

  • Reignite Loyalty Bonus Program

    Reignite Loyalty Bonus Program

    Receive up to a $20,000 Bonus toward the lease or purchase of select new 2024 and 2025 Mercedes-Benz vehicles

    Offer expires: 02/28/2025

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    Guest must have had a prior MBFS lease or retail installment contract, and exercised their lease purchase option or paid off their retail contract on that vehicle, as applicable, between January 1, 2021 and December 31, 2023. Business accounts are eligible for this program. New finance/lease documentation must reflect the same customer name and/or address as the old lease agreement. Guest must purchase or lease one of the following new 2024 or 2025 Mercedes-Benz vehicles. Bonus Amounts: CLA/GLA/GLB ($1,000 Bonus), C-Sedan/GLC/EQB/CLE Coupe or Cab ($2,000 Bonus), E-Class/GLE/GLS/EQE Sedan or SUV ($3,000), S-Sedan/EQS Sedan or SUV ($5,000 Bonus), Maybach Model ($20,000). Must take delivery between February 1, 2025 – February 28, 2025. All credit tiers, based on MBFS approval. Customers are not pre-approved and are subject to MBFS credit approval. Offer not available for cash purchases. Cannot be combined with Star Loyalty Bonus Program for Maturing Active Lease and Lease Extension Accounts, EDD, Small Fleet Program, Corporate Sales Incentive Program (CSIP), DE1/DE1+, MBDEAL, Employee Purchase, Non-Compliant vehicle sales (NC), Conquest Programs, Multiple Security Deposit Program and any CPO Program. Offer is not transferable. Certain exclusions apply. Not valid on previous leases or purchases. No cash value.

  • Mercedes-Benz Electric Incentive Bonus

    Mercedes-Benz Electric Incentive Bonus

    Receive up to $13,500 in Incentives towards select New Mercedes-Benz Electric vehicles

    Offer expires: 02/28/2025

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    *Incentive Bonus:
    Model Year 2024
    • AMG® EQE SUV: $11,000
    • EQB, EQE Sedan (Non-AMG®), EQE SUV (non-AMG®): $9,000

    Model Year 2025
    • AMG® EQS: $15,000
    • EQS Sedan (all variants excluding AMG®): $13,500
    • EQS 580 SUV & Mercedes-Maybach EQS 680 SUV: $10,500
    • AMG® EQE Sedan: $10,000
    • AMG® EQE SUV: $8,000
    • EQS 450 SUV: $7,000
    • EQB, EQE Sedan (Non-AMG®), EQE SUV (non-AMG®): $6,000

  • Lease Bonus Cash

    Lease Bonus Cash

    Receive $7,500 in bonus cash when you lease select models

    Applies to select 2024 & 2025 models.

    Offer expires: 02/28/2025

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    $7,500 lease bonus cash applies only to new 2024 and 2025 EQB SUV, EQE Sedan, EQE SUV, EQS Sedan, EQS SUV, S 580 Plug-In Hybrid, S 63 AMG® Plug-In Hybrid, GLE 450 Plug-In Hybrid, 2025 GLC 350 Plug-In Hybrid, 2025 E53 AMG® Hybrid Sedan, G 580 EV and 2024 GLE 350 Plug-In Hybrid leased through MBFS. Must take delivery by February 28th, 2025. See dealer for complete details.

  • Complimentary Charge Credit or Home Wallbox

    Complimentary Charge Credit or Home Wallbox

    $1,000 Mercedes me Charge Credit
    or
    Mercedes-Benz Home Wallbox

    On all New 2025 Mercedes-Benz Electric Models.

    Offer expires: 02/28/2025

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    *The charging voucher is subject to the program terms of Mercedes-Benz USA’s service provider ChargePoint, which are presented to the customer when the Mercedes me Charge service is activated. All MY25 BEV customers, excluding eSprinter, also receive 2 years of free unlimited charging at Mercedes-Benz High Power Charging (“MB HPC”) network; those charging sessions are always free during such 2-year period and are therefore not covered by the $1,000 charging voucher if selected. However, idle fees incurred at MB HPC stations are the responsibility of the customer and will be charged to the customer’s Mercedes me Charge account, which could be covered by either a valid payment method associated with the account or the balance of the charging voucher. The offer is non-refundable, non-transferrable, and non-cancelable once a selection has been made and has no cash value. Additionally, the offer is subject to change and may be discontinued at any time.

  • Complimentary Charging

    Complimentary Charging

    Two Years of Complimentary Charging When you purchase or lease a New 2024 or 2025 All-Electric and PHEV Models

    2 years unlimited complimentary charging at Mercedes-Benz High Power Charging

    Offer expires: 02/28/2025

    View Disclaimer

    2 years of unlimited complimentary chagrining at Mercedes-Benz High Power Charging Hubs. Applies to 2024 and 2025 EQB, EQE, GLE 450e and S 580e and 2025 G 580e, EQS, E 53e models. The remaining AMG® E PERFORMANCE models are not equipped with DC charging; MB HPC is DC charging only. For further information and limitations, and learn more about where Mercedes-Benz High-Power Charging Stations are located, visit https://www.mbusa.com/en/ev-charging-stations or contact an authorized Mercedes-Benz dealer. Benefits are not transferable to other users or subsequent owners.

    2024 EQB, EQE and EQS models also qualify for complimentary 30-minute charging sessions are included for the first two years after account activation, exclusively on the Electrify America DC charging network. Charges may apply if the vehicle occupies the charging station for more than 30 minutes, or more than 10 minutes after reaching a full charge, whichever comes first. Charging on other networks may incur fees. Electrify America is a trademark of Electrify America LLC, which is a third party not within the control of Mercedes-Benz USA, LLC. Availability of, compatibility with, and access to the network depends on Electrify America and your location. For further information and limitations, and to learn more about where Electrify America network chargers are located, visit https://www.electrifyamerica.com/locate-charger/# or contact an authorized Mercedes-Benz dealer. Benefits are not transferable to other users or subsequent owners.

  • Complimentary PPM

    Complimentary PPM

    Complimentary 2yr Pre-Paid Maintenance on select models

    Complimentary 2-yr Pre-Paid Maintenance when you purchase or lease any Mercedes-Benz Electric Model.

    Offer expires: 02/28/2025

    View Disclaimer

    Complimentary Pre-Paid Maintenance contract covers 1 yearly maintenance service visit for 2 years or 20K miles, whichever comes first on new EQS-Sedan/SUV & EQE-Sedan/SUV, and 1 yearly maintenance service visit for 2 years or 25K miles, whichever comes first on new EQB. No cash value. See dealer for details.

  • Lease Loyalty Accelerator Program

    Lease Loyalty Accelerator Program

    Receive up to 5 Months Payment Credit

    Receive up to 5 Months Payment Credit when you purchase or lease select New 2024 or 2025 Mercedes-Benz vehicles.

    Offer expires: 02/28/2025

    View Disclaimer

    Eligible customers will receive up to three (3) months payment credit on their current maturing lease (A-Class, B-Class, CLA, C-Class, CLE, E-Class, CLS, S-Class, SLC/SLK, SL-Class, GT 2-Door/4-Door, GLA, GLB, GLC/GLK, GLE/M-Class, GLS/GL-Class) must be through MBFS. Eligible customers will receive up to give (5) months payment credit on their current maturing lease (EQB, EQE Sedan and SUV, EQS Sedan and SUV) must be through MBFS. Must lease or finance any New 2024 or 2025 Mercedes-Benz models (Excludes G-Class and Commercial Vans). Certain exclusions apply. See dealer for details. Offer expires Feb. 28, 2025.

  • Credit Application

    Credit Application

    Start your Application Today

 

What Are Our Mercedes-Benz Finance Rates?

What kind of Mercedes-Benz finance rates can Costa Mesa drivers secure when they shop at our dealership? Our finance rates are among some of the most competitive in the area, and with our finance offers, we can help you secure the model you want at a rate that’ll be hard to find anywhere else. To get an exact quote for our finance rates, reach out to our finance team here at Fletcher Jones Motorcars. 

Auto Interest Rates Explained

How do auto interest rates work in the first place? This topic can confuse many Huntington Beach shoppers, so we’ve broken it down to make the topic much simpler. Auto loan interest rates are what the lender charges you for taking out a loan to purchase a car. They’ll set the interest rate at a certain percentage level, so whatever that percentage is, you’ll pay the loan back plus the interest rate. For example, if your interest rate is 7%, you’ll pay back however much you took out for a loan, minus the down payment, plus 7% of the loan amount each month. 

Usually, the shorter the loan term, which is how long you choose to pay back the loan, the higher the monthly payment but the lower the interest rate is. The longer the loan term, the lower the monthly payment is but the higher the interest rate is. 

What Does APR Mean? 

When you hear someone say “APR” when referring to your auto finance loan, this refers to the “Anual Percentage Rate”. This is how much your loan costs, and it includes the interest rate and any other fees. Your credit score can affect how much your APR will be. Keep in mind that if you have a higher credit score, then your APR will be lower, but a lower credit score will usually mean a higher APR. 

If you’re looking for better rates on your next loan, check out our offers, and see why we have the best Mercedes-Benz finance offers in SoCal!

What Is a Finance Charge? 

One of the last things Laguna Beach drivers should know about auto loans is finance charges. The finance charge is essentially the sum of all the costs to finance the car of your choice. This includes the whole loan amount, the interest, the down payment, and other fees. For more information about finance charges or to have your auto interest rates explained, seek out our finance experts here at Fletcher Jones Motorcars!

What’s the Best Rate for Auto Financing?

What’s an ideal auto rate for financing a vehicle? Orange County drivers looking to secure a new vehicle should try to get around 5%. Drivers who are looking for a pre-owned vehicle should try to get under 7%. 

Get the Best Auto Rates in Newport Beach With Our Offers!

Take advantage of some of the best Mercedes-Benz finance offers in SoCal when you shop at Fletcher Jones Motorcars. Contact us to see what our current offers are, and don’t forget to apply for financing online with us!


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